The Build, Buy, or Borrow Decision Matrix
The choice between build, buy, and borrow rarely comes down to technical capability. It comes down to which risk you’re willing to own: loss of control, delay in value, or dependency on an external provider. Score your initiative against the four factors below, then check which path your scores point toward. Rate Your Initiative (1–5 each) 1. Security & Data Sensitivity How sensitive is the data or capability involved? 1 = Low sensitivity, comfortable with external providers · 5 = Extremely sensitive, must stay fully in-house ...